Vice President, Commercial Banking

The Vice President of Commercial Banking is responsible for developing and managing commercial lending and deposit relationships while driving business growth and maintaining a high-quality loan portfolio. This role originates, underwrites, negotiates, and oversees commercial loans in compliance with the Bank's lending policies and regulatory requirements. The VP partners with clients to understand their financing needs, manages credit risk through ongoing portfolio monitoring, and ensures timely and accurate loan closings.

The position plays a key role in business development by cultivating new client relationships, expanding existing accounts, and representing the Bank through networking and community involvement. Additional responsibilities include achieving loan and deposit growth goals, participating on the Loan Committee, collaborating with internal and external partners on loan servicing and collections, and supporting regulatory examinations and compliance initiatives.

Minimum Qualifications:

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.

• Bachelor’s degree with a major in Finance, Business, Economics or Accounting or a related field. MBA preferred.
• Minimum of 10 years of demonstrated business development, credit underwriting and loan structuring experience.
• Graduation from American Bankers Association (ABA) Commercial Lending School or Advanced Banking School desired.
• Advanced experience, knowledge and training in financial statement and tax return analysis.
• Advanced knowledge of commercial, construction, real estate and consumer loan processing.
• Advanced knowledge of related state and federal lending and compliance regulations, and other Bank lending policies.

Physical Requirements:

Following are the physical demands, or representative of those, that must be met to perform the essential functions of the job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• This position requires sitting over 66% of the time.
• This position requires visual acuity at 20 inches (or less) over 66% of the time and at distances greater than 20 feet up to 34% of the time.
• Ability to stand for up to 33% of the time and lift 10 pounds.
• Extensive use of PC during the day - utilizing continuous viewing.
• High amount of workflow to work efficiently, accurately and to maintain good customer relations.
• Ability to talk to communicate on phone and in person; read and interpret documents such as regulatory, policy manuals and procedures.
• Must-have reasoning ability to convey detailed instructions in writing and verbally; problem solving to handle multiple situations and issues in a calm manner.
• Ability to hear normal conversations and receive information and converse with others.
• Will utilize a computer to perform daily duties and to prepare documents, using dexterity and hands for typing, physically moving and handling documents, etc.
• Ability to follow detailed and general instructions and possesses advanced math skills.
• This position requires up to 10% travel, which may include flying and/or driving and some overnight stays.

Equal Employment Opportunity Policy

i3 Bank provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.