Loan Officer – Madison County Bank
Join a Community Bank That Does More
At Madison County Bank, we believe banking is personal. Our loan officers are trusted advisors who help customers navigate life’s biggest financial decisions — from purchasing a home or expanding a business to financing agriculture operations or consumer needs. What makes us different is our team approach. While our loan officers may develop expertise in a specific lending area, we work collaboratively and remain available to support customers across all types of loans. This creates opportunities for professional growth, stronger customer relationships, and a more rewarding career.
Position Summary
Madison County Bank is seeking a motivated and relationship-focused Loan Officer to join our growing team. This individual will build and maintain customer relationships, evaluate loan requests, and provide exceptional service throughout the lending process. The ideal candidate is passionate about helping customers succeed financially, enjoys working in a collaborative environment, and is eager to grow expertise across multiple lending areas.
Responsibilities
- Develop and maintain strong customer relationships within the community
- Interview applicants and evaluate financial information to determine lending needs
- Originate, process, and manage loans in accordance with bank policies and regulatory requirements
- Educate customers on loan products and financial solutions
- Collaborate with other bank team members to deliver excellent customer service
- Participate in business development and community involvement activities
- Maintain knowledge of lending regulations, underwriting standards, and market conditions
- Support customers with a variety of lending needs, including:
- Agricultural loans
- Commercial loans
- Consumer loans
- Real estate and mortgage loans
Qualifications
- Previous lending, banking, finance, or sales experience preferred
- Strong interpersonal and communication skills
- Ability to build trust and long-term customer relationships
- Detail-oriented with sound decision-making abilities
- Knowledge of credit analysis and underwriting principles is a plus
- Commitment to community involvement and customer service
- Bachelor’s degree in business, finance, agriculture, or related field preferred, but not required
Why Join Madison County Bank?
- Community-focused culture with local decision-making
- Opportunity to specialize while gaining exposure to all lending areas
- Supportive, team-oriented environment
- Competitive compensation and benefits package
- Professional development and advancement opportunities
- Meaningful work that impacts local families, farms, and businesses
Benefits:
Full time benefits include health, dental, life, and disability insurance, 401(k), paid vacation/holidays, ESOP and other benefits.
Apply Today
If you are passionate about relationship banking and helping customers achieve their goals, we would love to hear from you. To apply, please submit your resume and cover letter online at www.MadisonCountyBank.com or in person in Norfolk.
