Vice President, Commercial & Agricultural Lending - North Central Iowa

Vice President, Commercial & Agricultural Lending

Location: North Central Iowa
Employment Type: Full-Time

Position Overview

Essential Duties and Responsibilities

• Portfolio Management: Proactively develop and manage a robust commercial and agricultural loan portfolio in strict alignment with organizational strategy and regulatory standards.
• Credit Leadership: Conduct comprehensive financial analyses, assess credit risk, and structure complex loan requests while adhering to internal credit policies.
• Business Development: Cultivate and maintain long-term relationships with existing clients and prospective borrowers to identify financing needs and promote the bank’s full suite of products.
• Risk & Administration: Oversee the accurate documentation, diligent monitoring, and proactive administration of all credit relationships within the portfolio.
• Internal Collaboration: Partner with cross-functional departments to ensure seamless loan processing and an exceptional customer experience.
• Community Advocacy: Serve as a key ambassador for the bank through active leadership in local business, civic, and agricultural organizations.

Minimum Qualifications

• Education: Bachelor’s degree in Finance, Business Administration, Agribusiness, or a related field.
• Experience: A minimum of 15 years of progressive experience in commercial and agricultural lending, with a strong emphasis on business development and credit administration.
• Technical Expertise: Prior experience as a Credit Analyst is highly preferred. Must demonstrate mastery in financial analysis, credit evaluation, and loan structuring.
• Communication: Exceptional interpersonal and communication skills, with the ability to navigate complex negotiations and build trust with diverse stakeholders.
• Technology: Proficiency in Microsoft Office Suite (Excel, Word, Outlook) and modern banking/lending software.

Compensation and Benefits

• Competitive executive compensation package commensurate with experience.
• Comprehensive Health and Dental insurance.
• 401(k) retirement plan featuring a generous employer match.
• Employer-paid Life, Short-Term, and Long-Term Disability insurance.
• Health club dues reimbursement and wellness support.
• Generous Paid Time Off (PTO) program.
• Award-Winning Culture: Join an organization recognized as a "Top Workplace in Iowa" for 15 consecutive years.

Search Process