Agriculture Loan Officer

Platte Valley Bank, a family-owned financial institution proudly serving our communities for over 134 years, is seeking a dedicated Agriculture Loan Officer to join our team. This is an exciting opportunity to make a meaningful impact while supporting the financial needs of farmers and agribusinesses across our region.

Position Summary:

The Agriculture Loan Officer is responsible for evaluating, approving, and managing loans for agricultural clients. This includes funding for land, equipment, livestock, seed, and other operational needs. This role requires a strong understanding of both financial principles and the agricultural industry to guide sound lending decisions and build trusted client relationships.

Key Responsibilities:

• Analyze loan applications, financial statements, credit reports, and collateral to determine creditworthiness.
• Prepare and interpret financial documents such as balance sheets and cash flow statements.
• Develop and maintain strong relationships with farmers and agribusiness clients to understand their financial goals.
• Assess financial risks related to agricultural lending while ensuring compliance with banking policies and regulations.
• Conduct on-site visits to farms and ag operations to evaluate performance and verify assets.
• Ensure proper loan documentation and adherence to federal agricultural lending laws and internal policies.
• Monitor loan performance, assist with restructuring if necessary, and manage delinquent accounts.
• Prepare internal reports including loan classifications and large borrower summaries for the Board of Directors.
• Stay informed about agricultural trends, commodity pricing, and market developments.

Qualifications:

Education & Experience:

• Bachelor’s degree in Agriculture, Finance, Business, or a related field.
• Previous banking or lending experience, with a preference for agricultural lending.
• Knowledge of farming practices, agribusiness operations, and financial analysis.

Skills & Attributes:

• Strong interpersonal and relationship-building skills.
• Excellent verbal and written communication abilities.
• Detail-oriented with strong analytical and problem-solving skills.
• Self-motivated and capable of working independently and collaboratively.
• Commitment to high-quality customer service.
• Familiarity with Moody’s Analytics (formerly Web Equity Manager) is a plus.
• Proficient in Microsoft Office Suite.

Benefits:

We provide a comprehensive benefits package that includes health, dental, and vision insurance, a 401(k) plan with profit sharing, paid holidays, wellness benefits, and generous paid vacation and sick leave.

Why Platte Valley Bank?

At Platte Valley Bank, you’re not just an employee — you’re part of a legacy. We offer a supportive, community-centered environment where your contributions truly matter. Join our team and help shape the future of rural financial services.