Mortgage Underwriter

The successful candidate can work in any of our Nebraska locations, which include Lincoln, Omaha, Grand Island, Kearney and Gibbon.

The Mortgage Underwriter is responsible for ensuring that all residential mortgage loans originated by Bank adhere to Bank policy and underwriting guidelines as well as all investor, program, federal and/or state mandated qualifying criteria. The Mortgage Underwriter assures decisions are consistent and determines if exceptions to policy exist. The underwriter does not provide any rate or term information directly to borrowers.

Key Accountabilities:

• Maintains the highest level of knowledge regarding appropriate underwriting criteria as required by regulation and best practice and insures that policy and guidelines accurately reflect these best practices.
• Underwrites residential mortgage loans submitted by the Mortgage Loan Originators for compliance with current Bank policy and underwriting guidelines.
• Underwrites residential mortgage loans in accordance with investor specific guidelines.
• Responds to underwriting queries from auditor(s) or examiner(s).
• Performs additional duties as assigned.