Commercial/Ag Lender

Community First Bank is a full service, family-owned community bank in Southwest Nebraska. CFB is looking for an experienced ag lender for its Maywood location. 

Summary of Job Responsibilities: Develops and manages commercial and ag loan accounts that meet established lending policies, procedures and underwriting requirements, and provide maximum profitability to the bank at minimum risk.

Principal Responsibilities and Duties:

1. Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.
2. Establishes, and negotiates where necessary, terms under which credit will be extended, including the costs, repayment method, and schedule and collateral requirements.
3. Responds to telephone inquiries from many sources, such as loan customers and staff members, explaining loan procedures, providing technical assistance, answering questions concerning loan rates, terms and related matters; and processing consumer loans.
4. Monitors loan repayment activities and takes the necessary action to collect past-due accounts and monitors overdraft list.
5. Advises customers, where possible, concerning business management and financial matters.
6. Assess collateral via field visits and inspections.
7. Attend and actively participate at loan committee meetings.
8. Creates new business by contacting prospects and customers and by cross-selling other banking services.
9. Participates in community affairs to increase the bank’s visibility and to enhance new business opportunities.
10. Other duties as assigned.